Open to new conversationsDelhi, India--:-- local
Abhinav Yadav, Full-Stack Developer. Building the software behind digital lending.
I'm Abhinav, a full-stack developer who works on the parts of lending software that have to be right: KYC, signed sanction letters, ledgers, repayments and the reports a business runs on.
- 2+
- Years in lending tech
- 2
- NBFC platforms
- 500+
- Students mentored
- 2
- Cloud certifications
The loan lifecycle, end to end.
A loan's journey from first tap to closure. The filled stages are the ones I've built; the rest are the other steps of the journey.
Stages I've builtOther steps in the journey
Stage 01
Onboarding & KYC
Customers are onboarded with basic KYC, then verified through Digilocker. I integrated Digio's Digilocker KYC so identity checks happen without paperwork.
- 01Customer onboarding with basic KYC.
- 02Digilocker KYC through Digio: request creation and status refresh.
- 03Webhook handling to keep KYC status current as Digio reports back.
- Digio
- Digilocker
- Webhooks
- Node.js
Customers are onboarded with basic KYC, then verified through Digilocker. I integrated Digio's Digilocker KYC so identity checks happen without paperwork.
- 01Customer onboarding with basic KYC.
- 02Digilocker KYC through Digio: request creation and status refresh.
- 03Webhook handling to keep KYC status current as Digio reports back.
- Digio
- Digilocker
- Webhooks
- Node.js
- DisbursementIn the journey
Also wired in
- Digio
- Finuit
- e-Mandate
- NACH
- AWS SES
- Webhooks
- Partner APIs
I like the parts that make software trustworthy.
I'm Abhinav Yadav, a full-stack developer based in Delhi. I studied B.Tech in Computer Science & Information Technology at MIET, Meerut, and since 2024 I've worked inside NBFC lending platforms, first at Sawalsha Leasing & Finance and now at Maxemo Capital, where a wrong decimal is a real problem and a slow KYC callback is a lost customer.
I work across MERN- and PERN-style stacks: Node.js and React with PostgreSQL or MongoDB, mostly serverless on AWS Lambda. PostgreSQL holds the loan lifecycle together: KYC, sanction letters, mandates, ledgers, dashboards and the reports operations teams live in.
Off the clock I tinker a layer down, with DNS, CDNs, hosting, S3, PM2, SMTP and the basics of Docker, all self-taught. Until 2024 I also mentored students at Collaboration x Innovation, running competitions and workshops for hundreds of them.
- Based in
- Delhi, India
- Studied
- B.Tech, MIET Meerut
- Working on
- Lending platforms, serverless AWS
- Languages
- English (professional), Hindi (native)
- Certified
- AWS Cloud Practitioner, Azure Fundamentals
- 01
Money code is precise
Ledgers, EMIs and outstanding balances leave no room for “close enough”. I write every calculation as if an auditor will read it.
- 02
Integrations fail loudly
Vendors go down and webhooks arrive late. I build so problems are visible to the team, not silent for the customer.
- 03
Operable by default
Logs, alerts and reports ship with the feature, so people can trust what's running in production.
Where I've worked.
Two lending platforms, one habit: build it so it's still right at month‑end.
Aug 2025 – Present
1 yr 2 mos
Full-Stack Developer Uttar Pradesh, India
An NBFC offering digital lending, built on a serverless AWS architecture.
- Build and maintain backend services on Node.js (AWS Lambda, serverless) and a React + Vite frontend, with PostgreSQL carrying data across the whole loan lifecycle.
- Integrated Digio for Digilocker-based KYC — request creation, status refresh and webhook handling — plus other partner APIs across onboarding and verification.
- Developed report-generation modules for operational and business reporting.
- Configured AWS SES for transactional email and AWS CloudWatch for monitoring and alerting.
- Node.js
- AWS Lambda
- React.js
- Vite
- PostgreSQL
- AWS SES
- AWS CloudWatch
- Tailwind CSS
- Digio
- Git
- GitHub
May 2024 – Aug 2025
1 yr 4 mos
Full-Stack Developer Uttar Pradesh, India
A tech-driven NBFC with a streamlined, technology-first loan process.
- Developed and maintained web features for the loan origination platform across a Node.js backend, a Next.js frontend and PostgreSQL.
- Helped streamline the loan application process end to end, from UI screens down to backend data handling.
- HTML5
- CSS3
- JavaScript
- jQuery
- PostgreSQL
- Bootstrap
- Node.js
- Next.js
- Git
- GitHub
The tools, in daily use.
What I reach for, grouped by the job it does. The last row is what I've picked up on my own, outside work.
01Languages
- JavaScript
- TypeScript
- Python
02Frontend
- React.js
- Next.js
- Vite
- Tailwind CSS
- Bootstrap
- HTML5 & CSS3
- jQuery
03Backend
- Node.js
- AWS Lambda
- Serverless
- REST APIs
- Webhooks
04Data
- PostgreSQL
- MongoDB
- MySQL
- DBeaver
05Cloud & hosting
- AWS Lambda
- SES
- CloudWatch
- DigitalOcean
- Vercel
06Integrations
- Digio
- Finuit
- e-Mandate
- NACH
- AWS SES
- Partner APIs
07Systems & tools
- Linux
- macOS
- Windows
- Git
- GitHub
- VS Code
08Self-taught, on the side
- DNS
- CDN
- Hosting
- S3
- PM2
- SMTP
- Dockerbasics
Learning, certified and shared.
Education
Nov 2020 – Jul 2024
Meerut Institute of Engineering & Technology (MIET)
B.Tech, Computer Science & Information Technology
Affiliated to Dr. A.P.J. Abdul Kalam Technical University
Meerut, Uttar Pradesh, India72%
Certifications
Amazon Web Services Dec 2023
AWS Certified Cloud Practitioner
Proficiency in cloud fundamentals.
Microsoft Apr 2023
Microsoft Certified: Azure Fundamentals
Proficiency in cloud fundamentals.
Community
500+
students reached through competitions and challenges
Nov 2022 – 2024 Uttar Pradesh, India
Mentor, Collaboration x Innovation
Conducted competitions and challenges, offline and online, impacting over 500 students.
Jul 2021 – Nov 2022 Uttar Pradesh, India
Member, Collaboration x Innovation
Organized events and conducted workshops.
Let's build something that holds up.
A role, a project, or a question about lending tech — send a note and I'll reply to every message. You'll get a confirmation email straight away, so you know it landed.